MC1548504

Dynamics 365 Finance - SEPA and NON-SEPA Payment files for Germany (DE)

We are announcing the ability for Germany (EU) legal entities to generate payment files in the latest German bank format version in Dynamics 365 Finance. This feature will reach general availability on November 17, 2026.

How does this affect me?

This feature can generate payment files in the latest German bank format and covers SEPA payments (credit transfers) and non-SEPA payments (cross-border and foreign-currency credit transfers). It introduces the following changes:

  • Adds the debtor bank-account currency in DbtrAcct/Ccy, using the account currency rather than the payment currency.
  • Moves service level (SvcLvl) and charge bearer (ChrgBr) to individual transaction level for non-SEPA payments and suppresses their header-level output.
  • Ensures urgent non-SEPA EUR payments use the selected charge bearer instead of the SEPA-specific value.
  • Includes transaction-level category purpose when populated and excludes local instrument from the new non-SEPA payment-type information.

What action do I need to take?

Once available, you must import the new format through Electronic Reporting using Microsoft as the configuration provider and Dataverse as the repository. Then, rebase any customized versions onto the imported format and test the files with each bank.